I received a text message call back the number for a loan. I was told I was approved for the loan they even went as far as to tell me how much I would owe and when I would owe it. He wanted to verify my bank account which I do not have. He then advised that he would send a MoneyGram but I would have to pay for the MoneyGram upfront. A total of $150. I called another Ace Cash Express and was told they do not do online loans they do not verify account, they do not offer loans for more than $4, 000. Which the loan they said I was approved for was way more than 4, 000.