Sunshine Financial Services Reviews - Sunshine Financial Services Scam or Legit

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Valerie –

Victim Location 15108

Total money lost $450

Type of a scam Advance Fee Loan

Secured loan required a collateral payment of 3 months. The total of 450. I was giving a legally binding agreement. It was required Western Union. Money sent and pick up confirmed. Called back told it was orig a soft cr. pull. Now full credit pulled and creditor wants MORE than orig contracted. I said no. Now its pulling teeth to get money back that they graciously took.

Darryl –

Victim Location 46360

Total money lost $495

Type of a scam Advance Fee Loan

I wish I’d have seen the scam report on this company before I got scammed. And I keep getting a lot of calls from many so call companies with the same scam. I got a call from a Trevor Brown telling me I was approved for a 5,000 loan. He gave me 3 options due to my credit, one was to use a co-signer with a credit rating over 700 and making over 50,000 annually, second make the first 3 payments up front and third, pay $1000 for an insurance. Now something told me there was something wrong with this picture, but I was desperate, so I borrowed 450.00 and sent it through Western Union to a Matthew Watts in Canada, he was the supposedly private lender. Needless to say I never got the money. Then the next day that Trevor Brown got the nerves to call me and asked me for more money, stating that the so call lender made an additional credit inquiry and my credit was lower than they thought so they wanted me to pay $450.00 more. By that time I had it and told them I was not going to do that. He claimed I was going to get a refund by check that was going to be sent out 8/31/2018. I’m not holding my breath. I reported them to all the entities I found, consumer trading commission, internet crimes, BBB, and western union. They’re still up and running! Probably scamming more desperate people! Please be aware and report companies similar to this taking advantage of people in desperate situations.

Grace –

Total money lost $2,000

Type of a scam Advance Fee Loan

I had recently been applying for loans on line and received a call on approx. 455pm on Jul 25th,I received a call from

Kimberley Orton from 1-888-776-9116 ext. 80 who advised me I was approved for a loan for 10,000 with 8% interest and

monthly payments of 225/month. She explained that she works with brokers in Canada and that she works on behalf of them.

She explained that sunshine financial is a reputable company. I did find a couple of companies related to the name, but they

were associated with mortgages.

She continued to explain that she would send me the loan agreement via email and that i had 2 options to move forward with

this loan:

1. find a co-signer with a credit rating of 720.

2. pay up front for 3 months of 675 American dollars as per the loan agreement, the money would be American and then

converted to Canadian to be completed before payment of the loan to me.

I agreed to option 2 which she explained was ok. I went to the western union in my area and made the 1st payment (as

attached). I called Kimberley and advised her. She explained the fee I had to pay would be reimbursed added to the loan and

this should begin the process of having the loan. I said ok and she called me Jul 27th around 7pm to let me know that

something has been flagged on my loan and in order to process it, i would need to submit another payment of 675 American

via western union. I did.

She called me Jul 28th at 1037am to advise me that the western union payments were received and that she would call me in

a couple of hrs. as she will release the loan to me. She had originally called with the number being displayed as 1-888-776-

9116 but the number display changed to 647-907-5640. Within a couple of hours of not hearing her

I could not reach her all day Jul 26th, 28, 29th and 30th.

called the 647 number several times and no answer.

Virginia –

Total money lost $2,000

Type of a scam Advance Fee Loan

I was looking for loans online and received a call from this person a couple of days after. She advised me I was approved for 10k loan and had 2 options to receive. Find a co signer or pay in advance 3 months. I agreed to the 3 months option as I couldn’t find a co-signer.

I should’ve known something was up bc she was very hard to get a hold of. And at one point, her email address wasn’t found. I couldn’t find the ceo on the agreement she sent me and I made a payment of 675 American dollars via western union to a person in Toronto which is where I live. She continued to tell me that the loan was on its way until she told me that the lender and not broker found something on my file which they couldn’t get insurance on the loan but I could pay 3 more payments and this should cover it. Stupid me did it which was another transaction via western union to a Jason Moore and Ryan Heston. She called me yesterday from a 6479075640 number which I thought was weird bc she said she was in oakloan California. I tried calling her toll free number and the local number and no response. I’m now out 2k

Dollars and I called her over 20 times yesterday as she said she would get back to me and haven’t heard from her.

Willie –

Victim Location 83854

Type of a scam Advance Fee Loan

Company contacted me with offer of a $5,000.00 loan at 8% fixed interest. They sent me the loan documents and it seemed legit. Until they told me I had to do collateral payment of 3 payments, totaling $675.00 before they would issue the loan. They told me the lender was in Canada by the name of Adam Browne at Barrie Ontario Canada. The "lender" required me to wire the money Western Union and then they would deposit the 5,000.00. I looked up the information. Just seems shady. The person I am corresponding with is Melanie Watts at [email protected]

Bradley –

Victim Location 84302

Type of a scam Advance Fee Loan

Ad appeared on Facebook. Everything seemed normal at first, but then it took 24 hours before an email was sent, which we were told was supposed to happen within 15 minutes. Then, the email did not have any attachments. It took another 24 hours for another email. Each time we tried calling the 1-800 number or personal line, the line was busy. When we called the 1-818 number, nobody would answer. The call would go to voicemail regardless of the extension. The final clue was when a ScamPulse.com listing had been opened within 48 hours prior to our inquiry, with 0 reviews and 0 accreditation.

Janelle –

Victim Location 33647

Type of a scam Advance Fee Loan

I was contacted by Melanie Watts from Sunshine Financial Services stating I was approved for a $5,000 loan. She called me from 888-776-9116 x805. I could find no information on the company she said she was with except a mortgage company by the same name out of Florida. I Googled the phone number & finally found an obviously fake website of www.sunshinefs.com. I got in touch with Melanie and she went over the rate & payment, then stated since I wasn’t approved for a signature loan they were offering me a secured loan & there were two options to do the loan. 1. To get a cosigner that had a score of 710 & made 50K/year 2. Pay the first three payments of $225 which was called "Payment Collateralization" and the loan funds would be transferred into my bank account within an hour. I questioned her about the upfront payments sounding like a scam. She assured me it was not a scam stating the company has been in business over 20 years & she would email me the legally binding contracts to review & then I could call her back. I received an email from her with the "loan agreement" which looked very fake. I have attached a copy of what was sent to me (blocked personal info). I am so glad I have the good sense NOT to fall for this. She caught me at a time where I am really in need of a loan & can’t get approved. I actually had the upfront "collateral payment" at the time & was about to go through with it until I heard a little voice in my head that said "if it sounds too good to be true…IT IS!" Hope this helps someone else dodge the bullet as well.

Ashlee –

Victim Location 29360

Type of a scam Advance Fee Loan

I was contacted by Trevor from Sunshine Financial Services stating I was approved for a $5,000 loan. He first called me from 800-326-5155 x806 (which is now a non working number) but the following week he called me from 888-776-9116 x806. I could find no information on the company he said he was with except a mortgage company by the same name out of Florida. I googled the first phone number & finally found an obviously fake website of www.sunshinefs.com. I got in touch with him at the second phone number. He went over the rate & payment, then stated there were three options to do the loan. 1. To get a cosigner that had a score of 710 & made 50K/year 2. Pay the first three payments of $150 which was called "Payment Collateralization" and the loan funds would be transferred into my bank account 3. Pay $1,000 to purchase "Payment insurance" upfront which pays off the loan in case of default. I questioned him about the upfront payments sounding like a scam. He quickly rushed me off the phone stating he would email me the legally binding contracts to review & then I could call him back. I never received an email from him.

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