A few months ago I was actively looking for a loan because I had a baby that was just born and was in the hospital to this very day…so when I received a call saying I was approved for a loan through this company I thought I was a great blessing but I later found out it was not and I was being scammed. The lady that called and left the message was name Monica Sheppard she was very attentive as far as send a contact via email and all that. I had heard of a secure loan before so I didn’t think to much of it as I know my credit wasn’t the best. She told me I had a few options send 400 thru western union or have a co signed at the time I had the money so I decided to send it after a few hours she never callled me back so I called and it was hard to get in contact with her after finally answer she told me the lender needed me to send an additional 495 because of my credit…so I did..but before all of this I asked if I would receive an refund in the event the lender still didn’t want to approve it. She told me yes multiple times. After sending the second sum of money I could not get ahold of anyone. My history called later that night and spoke with a guy named Trevor and he guaranteed we would get our refund via check in 30 days. So we waited…but still no check, we have called and called and called these ppl and still they don’t answer no matter what extension you try. I have learned my lesson and hope this doesn’t happen to anyone else..