I have a home mortgage with Navy Federal Credit Union (NFCU). For the last couple years, I’ve received periodic spam mail from a "Navy Fcu" which is not my financial institution. The spam offers the typical too good to be true, below market rate loans (the most recent, mortgage refinance for 2.75%). Today (21 May) I receive another, with one important distinction: it named the actual financial institution, Sovereign Lending Group, Incorporated, in a non-affiliation statement at the bottom of the ad.
Navy Federal Credit Union serves members of the Department of Defense and their families. I have been unable to find any affiliation between Sovereign Lending Group Inc. and the Navy, or any basis for using "Fcu" in its advertising.
Please do not release attached photo or redact name/address/PII.