Was contacted by a debt collection Company called " Arrow Recovery." They said they wer collecting on a payday loan from 2012. They could not give any information concerning this supposed loan and when I asked to see any paperwork in order to identify a scam. They could not provide that though they did have my home address and the last 4 digits of my social security. They wanted 750$ at that moment so it wouldnt go to court proceedings. When I said I no such loan, they asked me to provide paperwork to prove such. It didn’t make sense. They also contacted a my friends phone who forwarded the message to me and so there is definately some fraud going on here. The company’s number is 205-332-3910 and the message they left was to call this number within 24 hours and that was the only time that number would be available. I Googled Pack Management and found out they had clsoed with multiple scam concerns and that Arrow Recovery has habit of buying "loans" but that thye also had gone out of business.