I was selling something on Ebay & got a message from kitkaterse0 on 8/16/2016. He included a number to text him at & I did. He overnighted me a check & I deposited into my bank. 4 days later the bank notified me they were closing my account, charging me $12.00 for return fee & that they did not need to give me any other reason why. I have sent David text after this happened & now he is not getting back to me. I am out money for the return check fee & I don’t know yet how this will affect opening a new bank account.