Victim Location 32203
Total money lost $100
Type of a scam Debt Collections
I received a call on June 26, 2019 at 10:39 a.m. from a private number. I answered the call and the young lady asked if I was at home because she needed to serve me with some papers regarding a civil matter against me. I asked if she had the correct person because my son and I share the same name. She proceeded to give me my birthday. I asked her what the issue was about. She could not give me the details, but gave me a phone number and file number and suggested that I contact the company. I immediately called the number (951) 326-3897. A gentleman answered the phone and identified himself as Mr. Andrews and proceeded to tell me that a civil lawsuit jad been filed against me by Wachovia Bank in the amount 366.26. I thought that was odd because I haven’t had a bank account with them in years. He told me it was 2009. He says that an attorney has up to 10 years to file as suit. He provided these details: the amount of the bill plus the interest of 634.83, which brought the bill to 1001.99. He then said the attorney fees would be 1,500 and the court cost would be 1001.00. I responded to him that this was the first time I have heard of this. (Wachovia has never placed anything on my credit report about me owing them). He claims that his office sent me a letter 45 days ago, which I never received, and I didn’t respond. He said he would set the "suit" aside and give me a chance to think about a settlement of 500.00, but I would have to call him back by 6:00 p.m. EST on June 26, 2019. The settlement would be 100.00 on June 28 and the balance of 400.00 on July 15. I did call him back at 5:35 EST to provided them the information for payment. This time a young lady took the call because Mr. Andrews was on another call. I asked her if she could email me the documents around the civil matter. She replied that they did not have the documents and I would have to go to the courts to find out the details. She also said that some documentw would be emailed to me about the settlement agreement that I would need to e-sign. i have not receive those documents as of August 2, 2019, but have received recorded messages and phone calls from various area codes about paying the balance before it is sent to now, the district attorney, not civil court ie: 323, 502, 806, 281, 866 and 478. We reached out to the civil court website to search for the documents. There is no court record of filing against me by Wachovia Bank or anyone representing them. We searched for Larko Mediation Group in Riverside, CA and there is no specific information about this company. The 100.00 that I did pay was withdrawn from my bank account by Foothill Management in Upland, CA. Foothill Management comes up as a property management company. We went to the reviews for this company and found that there are other stories out there similar to mine. One in particular is a story posted on October 20, 2018. We have also filed a complaint with CFPB. They could not find the company in their data base so they referred my complaint to the Federal Trade Commission.