Scam or Legit? Check Reviews below.
Johnny –

Victim Location 25311

Total money lost $250

Type of a scam Advance Fee Loan

I applied for a loan on their website and was contacted by email the following is that email:

Jeff Kramer

Jul 9

to me

Hello ***:

We have received your request for a $5,000 loan.

Please provide one of the following as financial support for this loan:

pays-tubs going back 2 pay periods for full time employment

bank statements going back 4 month, if you are self employed or get your income from other sources .

Take pictures of, or scan these documents and send them to this address.

A $5,000 loan would be:

A loan amount of $5,000.00 over a 36 month term at an interest rate of 14.00% results in a monthly payment of $170.89.

Brokers fee and loan insurance : $250.00, payable pre loan, if you credit score is less than 750.

Fee doesn’t have to be paid until loan approval and completion of all loan documents.

Jeff Kramer

Broker – Loans Unlimited CA


We are in no way affiliated with Home Loans Unlimited CA or Loans Unlimited CO ZA

Home Loans Unlimited CA is a California company with many bad reviews.

Loans Unlimited CO ZA is based in South Africa also with many bd reviews.

then was sent another email after my reply

Attached is the loan agreement. Please print, sign and date the document and return to

this address.

Send some ID ( State DL or Identity Card) along with the completed document.

Once we receive the documents, the insurance fee payment must be made at:

*Western Union Transfer :

Sending Info:


Account Name : Kratrone Holdings

Account No. : 8310082463

Routing Number: 026073150

Address: 19 W 24th Street New York 10010 United States

Phone: 1 250 460 6718


**Wire Transfers Only


Address: 19 W 24th Street New York 10010 United States

Account Name : Kratrone Holdings

Account No. : 8310082463

Routing No. : 026073008

** This payment can be made through your online account, with most

banks. In some cases you must go directly to your bank.

then the day the loan was supposed to deposit to my bank i got this email

Hello ***:

The lender for your loan has been cited for fraudulent activity. This person claims to

have transferred the loan funds to your account, but upon further investigation by

Loans Unlimited CA, found this to be untrue.

As a result a replacement lender must be found for your loan.

As stated on your loan agreement, we will search for a replacement lender for the next

180 days, before your fee is refunded.

Also in Loans Unlimited CA refund policy:

We regret any inconvenience caused by this unfortunate situation, and will endeavour to

rectify this problem ASAP.

Jeff Kramer

Broker – Loans Unlimited CA


numerous emails have been sent to get the $250 back but they state the contract said they can keep for 180 days they will not return the money nor has a loan been deposited.

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